Health Care:

(Money Magazine) -- There's a movement afoot to make you directly pay more of the bill for your health care. The theory is that this will make you more choosy and that you'll put more effort into comparing costs and researching doctors and hospitals.

But for that to happen, of course, you'll need good information to work with. It takes five minutes of Web surfing to compare prices and features and to check out customer reviews on, say, a digital camera.

But for health care? "We just haven't evolved to that level," says Jean Chenoweth, a senior vice president at Thomson Healthcare, a division of the giant information services company.

Take charge of your health care

The picture is getting a bit clearer though. The government has pushed to create better data for comparing hospitals. Companies are building online tools to help you sort through what's out there; some of the best sites are run by insurers themselves.

You can find out about a doctor's experience and a hospital's success rates, and even a bit about the murkiest part of health care: what it costs.

Get to know your doctor

Before you go online, you'll probably want to start the search for a doctor the way you always have: with a personal recommendation. When you're looking for a pediatrician, for example, a lot of what you really want to know - like whether he answers phone calls at 2 a.m.- are things your friends know more about than any website.

And if you have a family doctor you trust, her word should count for a lot when you ask about a specialist. But once you have some recommendations, use the Web to double-check that advice and to narrow down your choices. So where do you start?

Board certified is best. A doctor must pass written and oral exams in her specialty and meet education requirements to call herself board certified. Search for your recommended doctors at abms.org, which keeps the most up-to-date list.

Make sure she's had practice. Frequent practice begets quality care, making it a good measure of doctor quality, says Janet Corrigan of the National Quality Forum, a nonprofit that helps set health-care quality standards. Run your list through Vitals.com, which for many states can show how many times a doctor has performed certain procedures in a year. If the information isn't there for your procedure, give the doctor's office a call to ask. You don't want a doc who's getting her feet wet at your expense. Less important: where the doctor went to medical school. Experience beats prestige.

Check for evidence of screwups.Vitals.com will also show whether doctors have a history of sanctions or malpractice claims. Sanctions are a real red flag, but you should keep malpractice claims in context. Some kinds of specialists are more apt to be sued than others, and the number of claims can also vary by region. So compare your doc's stats with those of a few alternatives in your area.

Know the price (as best you can). There's no such thing as a manufacturer's suggested retail price in medicine, and not all doctors or even insurers are eager to talk about costs. But if you're paying co-insurance or have a high deductible, it's well worth your time to call your doc and your insurer to get at least a ballpark figure.

And a few big health plans, including Aetna, have launched Web tools that let participants look up the rates they've negotiated with different doctors for office visits and common procedures. Other insurers' websites can at least tell you what the average cost in your area will be. If your insurer doesn't have this, you can buy a medical-cost report from HealthGrades.com for $8.

The right hospital

Performance information for doctors is still pretty thin, but there's more for hospitals. Your health plan's website might be your first and only stop for answers to many questions because it is able to combine government and other data with its own private files. Here's what to look for.

Just like doctors, hospitals get better with experience. To find out how many times a hospital has performed a procedure, search your insurer's online tool for your illness and narrow the list to those that have seen the most cases. You can find similar data at revolutionhealth.com.

Does the hospital have high standards? The National Quality Forum has teams of health experts who determine which practices are most likely to bring a good outcome for common procedures. If you're having any kind of surgery, for example, getting a dose of antibiotics before incision will greatly reduce the chances of infection. Hospitals report how often they follow those procedures. If your insurer doesn't track this, look up the hospital at hospitalcompare.hhs.gov. The tool will tell you not only the performance of hospitals in the area but how the top U.S. hospitals performed. It might not be reasonable to expect your target hospital to hit the Top Hospitals mark for every measure, but it should beat area averages.

You can also look up your hospital at leapfroggroup.org/cp to see whether it has proper staffing and equipment. (Note that some top hospitals don't participate in its surveys.)

See how well the patients fare. Your insurer might also track hospitals' mortality and complication rates on your procedure. These numbers are generally adjusted for the condition of the patient, so that a hospital isn't penalized for taking on tougher cases. Make sure your hospital's rates aren't worse than the average of all hospitals.

If your insurer's site doesn't carry the mortality data, you can turn to HealthGrades.com, which awards hospitals ratings for various procedures. These will show you the survival rates for patients while they are in the hospital and for up to six months after they've been discharged. Look for three stars or better.

Brace yourself for the big bill. As with doctors, hospital costs aren't easy to find. If you can, start the conversation with your insurer well before you go under the knife. Your plan's website may show you the average cost of a particular surgery in your region - a few have price ranges for specific hospitals - or you can buy a medical-cost report similar to the one you purchased about doctors from HealthGrades.com for $8.

   Need to know Terms:

  High-deductible health plan. An insurance policy that forces you to spend a large amount of money(typically from about 1,000$ to 10,000) before coverage kicks in. Some plans will fully cover some preventive care or drugs regardless of the deductible. In many cases high-deductible plans are linked to tax-free vehicles such as health savings account and health reimbursement arrangments.

   Health Saving Account or HSA. If you have a high-deductible plan that meets certain federal requirements, you can open an HSA to help pay your bills. You and your employer can contribute. As with an FSA, Federal Spending Account( Which is When a person, Every year is able to estimate your expected out-of-pocket health expenses and have your employer take that money out of your pay check and put it into an FSA before you pay taxes on it. You can spend it on co-pays, uncovered medical bills and maybe over-the-counter drugs. But if you don't spend what you set aside in certain period, you LOse it.) the money you put in is not taxed. And it isn't taxed when you spend it on qualifying health expenses either. But in HSA, the money is yours to keep until you need it. After you hit 65, there's no penalty for spending it on m=nonmedical expenses; you just have to pay the taxes. 

  Health Reimbursement arrangement, or HRA. Similar to an HSA, but only your employer contributes and it isn't yours to keep if you don't spend it.         

               To Our Success, Danard Vincente

  http://www.gibline.com/truegiblove

  Check out my blog Please: http://www.wowzza.com/Dvincible/blog/

My Group GIBBERS!!....to.

And here is a great advertising site: http://myfamilybond.crocads.com

  Contact  Me: 4.2speedster@gmail.com

      Phone#: 310-227-2746

                 KISSES TO ALL:

      >>>>>>>>>>>>>>>>>Citation>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

        Web Site: http://money.cnn.com/2008/03/24/pf/healthcare_websites.moneymag/index.htm?postversion=2008032609

       Author: Joe Light (Money Mag. Staff Reporter)

  Title: Click Here for the Best Health Care

  First Published: March 25, 2008 4.21 A.M. EDT

  Date found info: April 15, 2008

              How to PAY ZERO TAXES How to

              PAY   ZERO

  TAXES

(Money Magazine) -- You've tried staring your computer down, but it's not blinking. No matter how many times you go over the figures, you get the same answer. That number on your screen - what you're paying the IRS this year - is more than your dad earned in his five best years. You can't help thinking, Why am I such a chump when other people must be getting off scot-free?

Brace yourself. Last year 49.2 million U.S. households filed returns that obligated them to pay absolutely no federal income taxes - and they didn't necessarily do anything illegal. Before you start gnashing your teeth at the injustice, however, you should know that there are many reasons to be happy that you're not one of the tax escapees.

For starters, avoiding U.S. income taxes isn't easy. Citizens can't wriggle out of their bills by moving to another country because, almost alone among nations, the U.S. taxes all income, no matter where on earth it's earned. And although the tax code offers plenty of deductions and exemptions, if you take too many you'll be skewered by the alternative minimum tax (AMT).

Almost all the tax shelters of yesteryear disappeared when Congress closed loopholes in 1986. Even running your own business is not the shelter it was when you could deduct yourself down to zero by saddling your company with bills for luxurious travel, cars and meals out.

"Those days are over," says Charles Hayes, a C.P.A. and financial planner in Coronado, Calif. "Expenses have to be necessary and reasonable." If they aren't, the IRS will likely disallow them.

So how do the 49.2 million do it? That's what Money Magazine set out to learn. What we found offers a glimpse into the workings of the immensely complicated U.S. tax system, as well as valuable lessons in the dos and don'ts of cutting your own taxes.

Among them: Do whatever you can to shave income from your 1040 but, perhaps most important, don't cut off your tax nose to spite your financial face. You can find plenty of ways to collect tax-free income, but you'd likely find unacceptable the trade-offs it takes to get all the way to zero.

How we got here

From its beginnings in 1913, the income tax system was designed to be progressive; the more you make, the more you pay. The top bracket then was 7%, and it applied only to those who earned above $500,000 a year, which is about $10.6 million in today's dollars. Congress also recognized that some were too poor to pay taxes, so it exempted the first $3,000 in income. In 1913 that exclusion liberated all but 1% of the population from taxes.

Those principles still hold today. "Our tax system still is progressive," says Len Burman, director of the Tax Policy Center in Washington, D.C. In 2005 the 10% of taxpayers with the highest incomes provided 70% of income-tax revenue, which cost them on average 25% of their income, more than any other group, according to the IRS.

That's not to say that many wealthy people don't shelter immense chunks of money, but getting to zero is difficult even for them. Fewer than 2% of earners in the top 20% (average income: $99,500) escape taxes altogether. That comes to about 400,000 filers. (Plus, even those who sidestep federal income taxes may have to pay Social Security and Medicare taxes, state and local levies, property taxes and sales tax.)

The vast majority of the members of the zero-tax club are on the opposite end of the income spectrum. Some 92% of zero-tax filers earn less than $30,000 a year, according to the Tax Foundation, a non-partisan research group in Washington, D.C. That doesn't include another 15 million who earn too little to file in the first place.

Your annual income wouldn't have to be quite as low as you'd imagine for you to be free of the income tax. Because of deductions, credits and exemptions, a family of four can earn about $43,000 and pay nothing. For a single person without kids, that threshold is $10,300.

Over the past decade, Congress has removed more and more people from the tax rolls by increasing the size of those adjustments. The personal exemption, for example, rose from $1,000 in 1980 to $3,400 in 2007. Additionally, low-income families receive a $1,000-per-child credit and a special credit for the working poor.

Few among us would want to settle for a drastically lower income just to avoid taxes. But David Gross did just that. After the 2003 invasion of Iraq, the 39-year-old technical writer decided that he didn't want his tax dollars funding the war. Only by earning less, he realized, could he stay within the law.

At the time his salary came to about $100,000 a year. He asked his employer to pay him far less - some $70,000 less - but was turned down. So he quit and launched a business from his apartment, strictly limiting his earnings.

In 2007 his income was $29,000. He put $2,850 in a health savings account, $4,500 in a simplified employee pension (SEP) and $4,000 in an IRA. Since he works freelance, he can deduct half of his self-employment tax ($1,850) and his health insurance premium ($1,200), leaving him with an adjusted gross income (AGI) of $14,600.

After taking the standard deduction and one exemption, his taxable income neared $6,000 and his tax was $493. Low-income earners like Gross are also entitled to a credit for retirement plan contributions. His came to $500 and - poof! - no tax bill.

Because he's saving so much, Gross has to pinch every penny. But even though he lives in San Francisco, one of the nation's most expensive cities, he says, "it turned out to be a lot easier than I thought." Most places he goes are within walking distance, working at home gives him time to cook, and he and his girlfriend (who does pay taxes) rely on Netflix-rented movies for entertainment.

Gross believes in the government's right to levy taxes - he still pays California taxes - but he's satisfied, he says, that he hasn't been financing what he calls "the hugely bloated military."

Can You Do This? You probably don't want to emulate Gross' ascetic lifestyle. Face it: Earning less is a great plan - unless you like to eat dinner out, go to the movies once in a while and own a car. But don't ignore his example of grabbing every retirement tax break you can find. You can reduce your income and enhance your financial security by funding a 401(k), an IRA, a SEP or a health savings account.

 Over the past two decades, Congress has eliminated most exotic tax shelters. But you can still find a handful of government-approved ways to collect certain kinds of income-and keep every last cent of it!

Strategies

Invest  in Municipal Bonds

>The income is exempt from the federal taxes and sometimes also free of state income taxes; income taxes; most bonds aren’t subject to AMT (alternative minimum tax)

>On the flip side: You wouldn’t have earned 5-7% a year on average in a muni fund over the past 20 years VS. 10.80% for the S&P 500.

Open A 529 College Savings Plan

>Earnings grow tax-free.

>Withdrawals are tax-free when the money is used for college.

>Anybody, even an adult, can be a beneficiary.

>>On the Flip side: You can’t deduct your contributions on your 1040.

>>You’ll owe a 10% penalty plus taxes if you tap your 529 for anything other than school.

Go to your Final Reward

>Leave behind stocks and your heirs owe taxes only on the subsequent gains. If your heirs sell immediately, there’s no tax bill.

>>On the Flip side: You won’t be around to enjoy beating the IRS.

Sell your House:

>You pay no capital-gains tax on 250,000 of the  profits for singles, 500,000 for married couples.

>>On the Flip Side: Houses aren’t soaring in value right now, ergo, not much tax-free income.

Be a Life Insurance Beneficiary:

>The proceeds are Tax-free.

>>On the Flip side:  Someone had to die-but at least it’s not you. (No disrespect)

Ask Someone to Give you Money:

A gift of up to 12,000 a year is Free of Taxes.

Your spouse and each child in the family can collect 12,

>>On the Flip side: There is no flip side. It’s all Good!

>>>Put your retirement fund in a ROTH!                                           >All Withdrawals are tax-Free after age 591/2.                                                               >>On the Flip Side: You had to pay taxes at some point, either when you opened the Roth or when you converted your traditional IRA to a Roth.

               To Our Success, Danard Vincente

  http://www.gibline.com/truegiblove

  Check out my blog Please: http://www.wowzza.com/Dvincible/blog/

My Group GIBBERS!!....to.

And here is a great advertising site: http://myfamilybond.crocads.com

  Contact  Me: 4.2speedster@gmail.com

      Phone#: 310-227-2746

 >>>>>>>>>>>>>>>>>>>>>>>Citation>>>>>>>>>>>>>>>>>>>>>           <<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<         

Magazine Title: Money                                                                                 Subtitle: Smart Moves in a Mean Economy                                               Author: Marlys Harris, (Money Magazine Senior Editor)

 Article Title: How To Pay ZERO TAXES.   Pg(98-104)                                                       Date found information:  April 15, 2008                                                               Published: March 27, 2008 4:37 A.M. EDT        

    GIBLINK OPPORTUNITY OVERVIEW CALL SCHEDULE: Go To:http://www.gibline.com/truegiblove
      {People Like You, can listen and/or ask questions about
      Giblink. It's live at The following scheduled times}:
      Or if you can't make it you can listen to a recording of it anytime you want. (It will be a                                                                                       BLack Box on the Bottom Right of your Browser. )

                          Hi to All,

        Todays topic of discussion is: Personal Branding

            I wanted to share this, Priceless information a mentor of minds said to the Wowzza family.

                Personal Branding: It's All About You!

Network Marketing is all about you. It is about branding yourself.
It is not about your product, service, or opportunity. Your company
pay plan means nothing. Even the famous and rich founder of the
company or their track record can be totally forgotten. Keep
reading and you will learn why.

The Network Marketing arena is actually a small world. You will
find a lot of the same people joining a lot of the same programs or
companies. If you have been in this industry long enough you are
probably used to seeing the same people again and again, as you and
them are exploring the new life that enters our industry at a rapid
pace. It is normal for most people and even expected to be in many
more than one business. In fact, it is not uncommon to be, or have
been, part of a dozen or even more over time.

How can this benefit you as a network marketer? It is not only you
who sees other marketers time and again, they also see you time and
again. But in order for you to make an impact on them and draw them
to you, you need to make a positive impression that will be a
memory attached to your name. To be the person that this person
decides to join the next business under you need to attract them to
you, and they need to like you. This means you need to create
personal branding for yourself. You need to create an opportunity
for them to actually WANT to be a part of your business, buy your
product, or whatever else your final goal is.

No e-mail list is exclusive. The fact is, each and every person is
on many other marketers contact lists and so they receive e-mails
from all kinds of people. If you have an e-mail list (which you
should, or else you should start building one) you need to remember
that it is not exclusive to you. These people are receiving
messages from other people. When the next business launches or the
next product is launched, they could potentially receive an
invitation from many other marketers, not just you! What are you
offering them that will make them want to work with you instead of
all the other people they could work with? Now you can see the
value of personal branding. Once you have built a personal brand so
people trust and like you, they will be much more inclined to go
with you instead of all those other people... and that is when you
start making the real money.

As I said in the introduction, people are not interested only in
the product, service, or opportunity. The pay plan alone will not
make them join you. YOU will make them join you. That means that
the impression you give them will help them decide if they want to
work with you or not.

So how do you create personal branding? I will cover this briefly
because there are really many possibilities, but there are some
major tips I can give you:

1) Always strive to offer more support to your downline, more
helpful tips and content for your e-mail list, and more quality
relationships than anyone else. This in turn will provide you with
a loyal membership that will want to always stand by your side, no
matter what. I know many people who have huge lists compared to me,
yet when I send an offer to my list they are highly responsive
because of this.

2) Use websites to brand yourself. Offer people who don't know you
the ability to read and learn more about you online, without even
interacting personally with you. It is surprising how connected
someone can feel to you just by reading your printed words on your
website, listening to your audio, or viewing your video. No matter
who you are, you need a website. The network marketing industry is
relying more and more on personal connections, and if you aren't
following the wave you could be left behind while the ones who
started branding themselves now pick up the pieces you left behind.
I have had people read my blog, my bio I posted on my website or
articles I have written and later during our first actual
conversation they tell me that they feel like they already know me!
If people feel like they know you before you even talk to them you
are on the right track. On your website create a personal bio and
tell your story. Explain how you got into network marketing, why
you wanted to get into it, and what your goals are. Let them see
the whole picture and invite them to become a part of it.

3) On every promotion you have, include your name, and preferably a
photo picture, with a personal touch. If you promote splash or lead
capture pages online try to create your own so you can add a
personal touch and a photo. Think of the individual that you would
be talking to, and write like you were actually speaking to them.
This way your words will mean something to them and draw them in.

4) Write a regular newsletter to your contact list. I dedicate
myself to writing at least one quality article per week. If I would
write more maybe they would not be as top quality and I want to
offer the best I can to my subscribers. If your contacts are seeing
value in being on your list they will not want to unsubscribe
because they know they will become more knowledgeable and in turn
improve their online business. If you help them improve their
business they will be more likely to return the favor and work with
you. Always seek out to learn and increase your knowledge and you
will always have more to write about. If you have a blog you can
easily post your newsletters to it and increase traffic and exposure.

There is much more you can do but that should help you get started.
Remember to focus on creating quality relationships with others. As
a rule, ask more about them and their experiences than you do
talking about your own. If you stop trying to think of a way to get
them into your business and instead focus on helping others and
connecting with them then you will start to experience more joy and
accomplishment in your business. The students I have had and the
people I have seen most successful in network marketing are those
that you can recognize by their name alone. Next time when someone
sees you in another business, especially in social networks, give
them a reason to say... "I remember you because..."

   Dive in and get noticed!

                                To Our Success, Danard Vincente
   http://www.gibline.com/truegiblove
Check out my blog Please: http://www.wowzza.com/Dvincible/blog/
My Group GIBBERS!!....to.
And here is a great advertising site: http://myfamilybond.crocads.com

           Contact me:  4.2speedster@gmail.com   Phone#: 310-227-2746 Leave a message!             

                         

                          Giblink's Revenue Sharing Plan Exposed

Overview
gibLink is an online community so groundbreaking in its approach that it will forever change the way
people do business.
gibLink allows entrepreneurs and businesses to connect, learn from each other, share ideas and
strategies, and then help each other grow and succeed. The gibLink community is where you start to
make the "Connections that Count” for your business.
Our unique Revenue Sharing program creates a cooperative environment where gibLink community
advertisers can simultaneously promote their businesses and add value to the global network.
By promoting and growing the community together everyone benefits from the revenue derived from
the entire network. This is what sets gibLink.com apart from all other social networks on the internet.
Everything is here for you, the business owner, to successfully participate in what is being dubbed the
“Dawning of a New Age for Entrepreneurs Worldwide”.
What you’re about to read is an overview of the gibLink Revenue Sharing Plan. Please reference our
website to get a more detailed explanation of the products and services that the community provides.
Who Are we?
gibLink is an innovative business community built on the philosophy that, to truly change an
environment, the best elements of competition and cooperation must be blended into a fresh
perspective.
The world is changing and those of us working to carve a niche in the global marketplace are faced with
a singular challenge: connection. Before gibLink, the process of networking and connecting to other
similarly focused business owners was difficult and often, unlikely.
gibLink changes the conversation, and bridges the divide between entrepreneurs in the most creatively
driven business network in the world.
What Are We Doing?
gibLink unites the fragments of a fractured global marketplace and provides real opportunity for anyone
desiring to break new ground within their business. Additionally, we provide a turnkey solution to
establish the infrastructure necessary for businesses to expand into various areas of web services.
3
Why Are We Different?
The concept of and commitment to a true global community of entrepreneurs has been woven into the
very fabric of our organization. gibLink has taken the power of the Internet and distributed it among the
most unique and creative collaboration of entrepreneurs in history. We call this Collective Intelligence.
Why Is gibLink Revenue Sharing?
In a global economy, cultures, customs and even business practices may differ, but the goal of every
business around the world is the same: to generate profits and to maximize market share. While
developing market share is an often uncomplicated proposition, profit realization is, to some, an
unattainable goal. gibLink provides the global community of entrepreneurs with more than a solution;
we provide a stake in the success and continued growth of the latest and potentially most dynamic
innovations yet.
In explosive industries such as social networking, web services, and internet advertising, revenue
generation can be realized with a minor market share. We understand that as business owners and
entrepreneurs around the globe utilize gibLink to promote their business, that this promotion
accelerates our company growth.
A stable advertising base insures long‐term viability. By providing business owners, entrepreneurs and
advertisers worldwide with a vested interest in our company growth, idea of community becomes
reality.
How Do We Revenue Share?
gibLink shares revenue with the advertising base through four dynamic categories.
General Revenue Sharing – Each month a portion of gibLink’s revenue is injected into the General
Revenue Sharing fund and will be distributed evenly among all advertisers who are currently active and
were active at the time the revenue was generated.
Direct Revenue Sharing – Each week, up to a 10% direct sales commission is paid to an advertiser for
the direct sales of any web services or advertising packages they have sold.
Executive Revenue Sharing – Each quarter, every advertiser that has attained a high level of revenue
sharing within the other 3 Revenue Sharing Categories, will also share in an exclusive revenue share
fund earmarked for the top promoters of the gibLink Site Network.
The three elements you’ve just seen would, by themselves, constitute a groundbreaking development in
business networking. By maximizing your participation in these 3 elements, it grows the community and
4
strengthens your earning potential within the framework of the fourth and most elaborate element of
the gibLink revenue sharing plan.
The goal of any business is to optimize exposure while minimizing costs. These three elements combine
to accomplish both. You establish a presence in the global marketplace, and generate revenue that will,
in many cases, exceed your costs. The fourth element which will be explained in detail, brings the
gibLink vision of revenue sharing to a whole new level.
As you read the next element of the revenue sharing plan, forget the hype and look at the facts. With
any long term income vehicle, the key to real success is longevity and loyalty.
gibLink is poised to richly reward both through a reasonable, yet powerful structure. The operative word
here is reasonable. Many times companies have claimed to be able to generate instant riches for little or
even sometimes nothing. gibLink is not that type of company. We do not promise overnight riches; what
we do promise is an opportunity for you to participate in what could be the most satisfying and lucrative
long term business relationship you will ever see.
We are not attempting to create a few millionaires overnight. We are working to create a global
community of millionaires over the long term.
_________________________________________
gibLine Revenue Sharing – This portion of the revenue sharing program is comprised of progressively
increasing gibLines doubling in value as outlined in the example below:
gibLine     $50
1
gibLine      $100
2
gibLine      $200
3
gibLine      $400
4
gibLine      $800
5
gibLine       $1,600
6
gibLine        $3,200
7
gibLine       $6,400
8
gibLine       $12,800
9
gibLine       $25,600
10

Before moving on, please take a moment to review this list of terms.
• gibLines ‐ A logical representation of revenue allocated to one element of the gibLink Revenue
Sharing Plan.
• POD ‐ This is a representation of an Advertising Unit that you are awarded as a bonus for using
gibLink to advertise your business.
• Referrer ‐ The advertiser that introduced you as an advertiser to gibLink.
• Referred POD ‐ The POD A of an advertiser you referred to gibLink and the POD B, C, D etc. that
you are awarded in the Revenue Share Plan.
• Cycle ‐ The phases your PODs will go through to reenter or advance into a higher gibLine of
Revenue Sharing
• Revenue Share Bonus ‐ The portion of revenue shared with you as an advertiser in the gibLines.
5
• Matching Bonus ‐ The portion of revenue shared with you when a referred POD earns a
Revenue Share Bonus from the gibLines.
• gibFactor ‐ A point in this document that solidify the power of the gibLink Revenue Sharing Plan.
gibLines Overview
A portion of revenue from all sources the gibLink Site Network generates is placed into the gibLines. All
active advertisers share in this revenue in a format that rewards both personal efforts in building the
gibLink community, as well as the longevity of their advertising account. This formula continually
rewards your loyalty as an advertiser in the gibLink Site Network as you use it to promote your business.
While this is not an investment opportunity in any way, you are rewarded for long term commitment to
the growth of the community. In these lines, you receive advertising units, also known as PODs, when
you become an advertiser. These PODs are given to you strictly as a bonus for using gibLink’s tools,
resources and community to promote and expand your business.
• Standard Advertising Accounts are awarded 1 POD (POD A)
• Professional Advertising Accounts are awarded 3 PODs (PODs A, B and C)
When you become an advertiser, the PODs we award you are placed into gibLine 1 just as the PODs
initially given to every other advertiser in the gibLink site Network.
The PODs you are awarded will operate and progress independently of each other in the gibLines, and
the advertiser that introduced you to gibLink will be the referrer of your POD A.
Just as in the example above, YOU will be the referrer of POD A, for every advertiser you introduce to
gibLink. Additionally, as a PRO advertiser, along with the added recourses you receive, you will be the
referrer of your PODs B and C initially awarded to you when you became an advertiser.
The progression of your PODs through these lines will yield additional bonus PODs awarded to you in
previous lines, of which you will also be the referrer. These additional awarded PODs will be labeled for
you with the next letter identifier: example, D, E, and F etc.
How Does This Benefit You?
You will receive a 100% Revenue Share Matching Bonus for each POD which you refer.
In simple terms, each time a referred POD cycles and is awarded a gibLine Revenue Share Bonus, you as
the referrer also receive that same bonus amount.
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gibFactor
The first of many powerful components to the gibLine element of the Revenue Sharing Plan is
that you will always be compounding your revenue share as you are awarded additional PODs
in the gibLines.
When your PODs cycle and receive a Revenue Share Bonus, it will be the amount equal to the
value of the line it is in. Additionally, since you are the referrer of all PODs that you have
except for POD A, you also receive a 100% matching Revenue Share Bonus on those PODs,
and you receive a bonus when POD A of your referrals receive a Revenue Share Bonus.
Example: As a Pro Advertiser you have referred just 10 Pro advertisers to gibLink to promote
and expand their business.
First, you would have received $15 for each referred advertiser for a total of $150, just from
the Direct Revenue Share, this would mean that your advertising account is basically paid for.
The more powerful element is that even if you have not earned bonus PODs yet, you would
be the referrer of 2 of your own personal PODs and you would be the referrer of all POD A’s
of the 10 other advertisers.
This means as these PODs progress through the lines, in addition to your own POD Revenue
Share Bonus as your PODS cycle through the lines, you would also receive a 100% Revenue
Share Matching Bonus each time 12 referred PODs progress through the gibLines. (2 of your
own, and 10 POD A’s of the advertisers you introduced to the community.)
Hopefully now, you are seeing the compounding power of the gibLines element of the
Revenue Sharing plan, but wait…there’s more!!!
Awarded Bonus PODs
Remember the Bonus Pods that you are awarded as your PODs progress?
You will be the referrer of those PODs also, but unlike the PODs you were initially given in gibLine 1
when you became an advertiser, BONUS PODs are placed into the gibLines prior to the line you are
leaving when your POD advances.
Example: For each POD that advances out of gibLine 3, you will be awarded a POD in gibLine 2. For each
POD that advances out of gibLine 4, you will be awarded a POD in gibLine 3. These PODs will duplicate
as they advance and since you are the referrer, you will earn the 100% Matching Bonuses each time
they cycle.

In the example above, the New Bonus POD’s you were just awarded are starting out in gibLine 2 and
gibLine 3 which is double the value of gibLine 1. Talk about compounding your revenue share!
How Do Your PODs Advance through the Lines?
To understand how your PODs advance in the lines, you first need to understand how they move in each
individual line.
This is a simple concept; imagine a ladder and you are climbing to the next step on the ladder each time
a person at the top of the ladder moves off the top of the ladder.
On ladder 1 when you reach the top, you immediately advance to the next ladder. On ladder 2, 3, and
higher, once a person gets to the top of that ladder for the first time, they will go to the bottom of that
same ladder to climb it again until they reach the top for a second time and then they advance to the
next ladder.
Now, replace the example scenario above with PODs instead of people moving up the ladder and
replace ladder with gibLines.
Now your next question most likely is; what makes my PODs move up the line and advance to other
lines?
It all starts with gibLine 1 and what makes PODs in line 1 move. This concept can be realized in one very
powerful statement. To understand the power of this statement, an understanding of how online
networking communities grow and generate astounding revenues is required.
Basically, more subscribers generate more traffic; more traffic commands higher advertising rates which
generate more sales of services which equates to more revenue to the company. Unlike other social
networks that keep all the revenue for themselves, gibLink shares revenue back to the advertisers to
create a vested interest in the growth and globalization of gibLink, which ultimately brings more
exposure to their business, other businesses and gibLink as a whole.
Are you ready to know the key to making PODs move in gibLine 1 which creates a chain reaction of PODs
like a wave into each of the higher gibLines?
Each $200 in revenue that gibLink injects into gibLine 1 from sales generated globally through
multitude of sources causes the POD at the top of gibLine 1 to advance to gibLine 2!
Then, in gibLines 2 and higher PODs movement is powered by PODs advancing from gibLine 1 which in‐
turn drives PODs into line 3 and so on.
POD movement in gibLines 2 and higher are further powered as the PODs reenter gibLine 2 and higher
on their first cycle and with the injection of Bonus PODs entering previous gibLines as they advance.
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Each time 5 PODs enter gibLines 2 and higher, the POD at the top of the line cycles to either reenter or
advance to the next gibline.
gibFactor
Again, the gibLine element of the Revenue Share Plan is not driven by Advertisers coming into
gibLink, it is driven by advertisers using gibLink to promote their business. This exposure
causes more Free subscribers to join gibLink just like they do at MySpace, YouTube, Facebook
and many other online social networks. This generates more traffic, more retail sales which
in‐turn commands higher advertising rates to external advertisers, therefore generates more
Revenue to gibLink that we share with the core promoters of the community.
Putting It All Into Perspective:
“MySpace signed an advertising deal with Google in August that should lead to at least $900
million in ad sales for MySpace over the next few years.” AND “Facebook is approaching $100
million in annual revenues.” Source: money.cnn.com
“Seen through the lens of ad revenue, the world domination of a handful of online brands
appears more pronounced and getting more so. In 2003, online ad revenue for Time Warner's
AOL, Yahoo! and Google combined was $5.1 billion; by year‐end 2005, that figure stood at
$11.9 billion, more than doubling. That outpaces even the industry's breakneck domestic
growth of 71 percent over the same period, according to statistics compiled by the Interactive
Advertising Bureau and PricewaterhouseCoopers
Google alone saw its ad revenue almost double, from $3.1 billion to $6 billion, and the roster
of other companies that can claim $1 billion in annual online ad revenue is a small one indeed,
consisting of some very familiar names: Yahoo!, Time Warner's AOL and Microsoft's MSN. To
get a sense for how disproportionate the market is, CNET, a major but second‐tier player,
generated $284 million in ad revenue for 2005.” Source: allbusiness.com
Let’s draw a quick parallel between gibLink and MySpace, a current leader in social networking. As a
potential advertiser, new choices are now opening up. Until now, advertisers were paying premium
prices to get exposure in online communities largely populated by people without the disposable
income or the purchasing power desired.
gibLink has built and is expanding a worldwide community of business‐minded people who already
understand the importance of investing in the tools and services that will help them succeed. So, as a
business person, who would you rather spend your advertising dollars to reach?
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On one hand, MySpace is a community of 5‐90 year old people, many of whom never visit MySpace for
reasons other than socializing. On the other hand, gibLink is a community of entrepreneurs who are
prepared to do business with anyone who can clearly present themselves in an innovative way.
Obviously, both choices provide an impressive level of exposure, but only gibLink can offer a captive,
global audience made exclusively of highly qualified potential customers and clients.
gibLink will be providing Free Subscribers limited access to the community resources, services, and will
be equipping them with the ability to spread the word and generate sales to gibLink.
gibLink advertisers benefit greatly by the increased sales and exposure, as the Free Subscribers will
share in gibLink’s revenue only after they have generated a minimum $200 in sales revenue. Until which
point the active advertiser that referred them to the community will receive credit for those sales.
The sales and advertising revenue generated by a business social network like gibLink will be astonishing
we will surpass the numbers of the other social networks, even if only a small portion of the market
share is captured.
gibFactor
Some ask with the gibLink Revenue Share Structure, is there ever a bad time to become an
advertiser in gibLink?
The answer to this is a resounding NO! There is never a bad time to join gibLink.
We have taken great effort from the top to the bottom of the concept and vision of gibLink to
eliminate that very issue to ensure our long‐term viability.
Consider this:
Everything from retail web services to business resources including external advertising and
internal advertising accounts, these are services that businesses and entrepreneurs are
purchasing from gibLink to promote and expand their core business and each of these
services are renewed on timed intervals.
Here is a small sample:
• Domains sold through gibSale renew annually.
• External Advertising renewed monthly or by a campaigns timed interval.
• Standard and Pro Advertising accounts are renewed quarterly.
• And many more renewable products and services offered by gibLink.
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What does this mean to the revenue that is generated by gibLink and what does it mean to you as an
advertiser that is sharing in the revenue gibLink generates?
What this means is that there is a constant flow of revenue being injected into the other portions of the
Revenue Share Program including revenue injected into gibLine 1, which as you now know, creates a
chain reaction effect of PODs moving, duplicating and compounding through the gibLines.
Here are a few examples of this concept when just considering only one element of our Revenue Share
Plan, the gibLines:
Example 1: gibLink injects just $1 million dollars in ad revenue into gibLine 1 in a month; that alone
would mean 5000 PODs would cycle out of gibLine 1 into gibLine 2….with not even a single new
Standard or Pro advertising account sold.
Example 2: Let’s say gibLink has 20,000, 30,000, 50,000 or more advertising accounts renew in a quarter,
that conservatively generates a $6 million dollar injection into gibLine 1 and would alone cause 30,000
PODs to cycle out of gibLine 1 into gibLine 2.
Without even factoring in any new sales generated during that time, those 2 examples would initiate the
advancement of 35,000 PODs into gibLine 2 and would create a chain reaction of PODs advancing to
higher and higher lines.
Now let’s look again at how this benefits you:
Your PODs are advancing in those lines that you will receive the Bonus on when they cycle, your referred
PODs are also advancing, which you receive the 100% Matching Revenue Share Bonuses on each time
they are awarded a Revenue Share Bonus.
And to further compound your revenue sharing, you are being awarded Bonus PODs in lower lines as
you advance to do the same.
Hopefully now you see how gibLink has gone that extra mile to ensure that businesses and advertisers
using the gibLink Site Network to promote and expand their core business, in‐turn grows the community
even more, which will enable the community to easily surpass the subscriber base of all social networks
on the internet and furthermore, equip you and your business to capitalize on the next global
Phenomenon, gibLink.
It’s All About You:
You have to ask yourself a few questions:
1. Are you going to delay your placement in the gibLink Revenue Sharing Plan and let many
thousands of others stake their claim before you, or are you going to make the most of the
opportunity that is presenting itself to you now?
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2. Are you going to struggle to take your business to the next level through your own efforts, or are
you going to get on the fast track with tens of thousands of entrepreneurs in over 140 countries
currently using gibLink to promote and expand their business?
3. Once you decide to participate in gibLink, and as more advertisers come on board, sales and
external advertising rates gibLink commands in the market place continue to compound daily,
are you going to leverage your timing to duplicate and compound your stake in the Revenue
gibLink generates?
Those are questions only you can answer for yourself and your business. But just think if you were
presented with this opportunity 4 years ago when MySpace or just a few short years ago when